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The Travel Savvy Family Guide to Amex Cards

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American Express American Express cards can feel overwhelming. Personal or business. Gold or Platinum. Points and perks. This guide simplifies it so you can build a smart Amex strategy without wasting annual fees or missing valuable benefits. At its core, Amex is powerful for families because Membership Rewards® points are flexible. And we love flexible, transferable points! The airline partners are fantastic and offer opportunities for both domestic and international air travel. While Amex has many airline partners, the hotel partners are limited. Of those three hotel chains, I prefer Hilton simply for the value. The transfer rate to Hilton is 1 Amex point: 2 Hilton points. This means that your Amex points go twice as far with Hilton. Additionally, if you hold the Amex Platinum (personal or business), you receive automatic Hilton Gold status. Hilton offers a Fifth Night Free benefit on standard room reward bookings for members with this elite status. In addition to this perk, you als...