Welcome to Travel Savvy Family – Your Guide to Traveling the World on Points & Miles

How Chase Ink Business Cards Help Families Earn More Travel Points If you’ve already dipped your toes into earning travel rewards with personal credit cards, you may be wondering: What’s next? Here’s our answer—business credit cards. Especially the Chase Ink  lineup. These cards are a smart way to: Earn generous welcome offers Boost your everyday spending with valuable bonus categories Keep your travel points strategy going for the long run And no, you don’t need a registered LLC or brick-and-mortar business to qualify. Let’s break down how this works—and why it makes sense for families like yours. You Might Already Qualify for a Business Card This is where many people pause: Do I really qualify for a business credit card? If you earn income—or even plan to—from any small or side business activity, you likely qualify. You’re considered a sole proprietor, which is a valid business structure. This is very common and widely accepted by banks. Some examples: Selling items online (Etsy,...

The Basics of Travel Hacking: How to Travel the World Using Credit Card Points What if we told you that you could take your family on incredible vacations—flights, hotels, and even experiences—for a fraction of the cost? That’s exactly what travel hacking is all about! By strategically earning and redeeming credit card points, you can turn everyday spending into free (or nearly free) travel. Welcome to the world of travel hacking! Our Journey Two years ago, I ran across a Facebook post where a local mom was sharing about travel hacking. I was intrigued. Travel has always been a dream of mine. Since getting married, my husband and I, have prioritized getting away at least once every two years or so, but it just wasn't enough for me. I wanted to travel with our kids. Experiences over stuff, right? But let's be honest. Experiences, at least those with air travel, can be very expensive for a family of 4.  Back to the post -- I followed her recommendation and started reading. I stay...

Strategically Downgrading Your Chase Sapphire to Earn the Sign-up Bonus Again Thinking about maximizing your Chase Ultimate Rewards? A common strategy involves strategically downgrading your Chase Sapphire Preferred® or Chase Sapphire Reserve® card with the goal of being eligible to reapply and earn the valuable sign-up bonus again. Here's how it works and what you need to know: The Core Strategy: Downgrade and Wait The key to this strategy lies in understanding Chase's rules around signup bonuses. Generally, you're not eligible for a new Sapphire bonus if you currently hold any Sapphire card or have received a new cardmember bonus for any Sapphire card within the last 48 months. Therefore, the first step is to downgrade your existing Chase Sapphire Preferred ® or Reserve card to a different Chase card product. How to Initiate the Downgrade: Just like a regular downgrade, you'll need to call the number on the back of your Chase Sapphire card . Inform the representati...